Ever since I started investing in the stock market I always managed my own portfolio. At first I was buying mutual funds. That gets boring so I started buying individual stocks. Too much fluctuation so I switch to ETF, Exchanged Traded Funds. ETFs are like mutual funds but it is sold like a stock. I developed al algorithm to rank ETF's on a monthly basis based on several meters: last month yield, three-month yield, last year yield and three year yield. I combined all of them into an algorithm I developed. I then picked the top 20 or 30 ETFs and pick the one I like. The EFT must have a large total asset of more than one billion, trade in large and mid-cap growth stocks. Once I calculated my average yield a year but I have forgotten the number. Maybe it was 8%.
I was not very keen in amassing money when I was working. I know some people like Erwin (a friend) is obsessed by it and scrape and save to the point of annoying several people by being tight and wise when money is involved. When I retired I am comfortable in what we have as a nest egg that will last us thru our lifetime.
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